Paycheck Protection Program (PPP) – The PPP program is designed to provide a direct incentive for small businesses to keep their workers on their payroll.  First Draw PPP Loans can be used to fund payroll costs, inclines benefits, and may also be used to payfor mortgage interest, rent, utilities, worker protection costs related tocovid-19, uninsured property damage costs caused help businesses keep their workforce employed during COVID-19. The SBA will forgiveloans if all employee crieteria are met and the funds have been used for eligible expenses. Participating lenders in Manitowoc County can be found on Lender Match and include Bank First National, Associated Bank, US Bank, Denmark State Bank.  To find out more about PPP, click here.


SBA Express Bridge Loans – Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly, in the form of a term loan or to bridge the gap while applying for an SBA Economic Injury Disaster Lon. This loan will be repaid in part by an EIDL loan. Click here.


Shuttered Venue Operators Grant – The SBA is preparing to offer grants equal to 45% of an applicant’s gross earned revenue.  For more information and notification of timelines, click here. Eligible entities must NOT have received a PPP loan on or after December 27, 2020 and include:

  • Live venue operators or promoters
  • Theatrical producers
  • Live performing arts organization operators
  • Relevant museum operators, zoos and aquariums who meet specific criteria
  • Motion picture theater operators
  • Talent representatives, and
  • Each business entity owned by an eligible entity that also meets the eligibility requirements.


Economic Injury Disaster Loan (EDIL) – The EDIL is an SBA loan designed to help businesses meet financial obligations and operating expenses, including rent, utilities, fixed debt payments, etc. For more information and to apply, click here.


USDA’s Farm Service Agency – USDA’s Farm Service Agency is accepting new or modified applications from January 19-February 26, 221 for certain agricultural producers whose operations were directly impacted by the coronavirus pandemic. Producers must be in the in the business of farming at the time of submission, and eligible business types have been expanded. Detail about the program can be found here


Coronavirus Tax Relief and Economic Impact Payments – See the IRS website for guidance on relief for businesses and tax-exempt entities.


Go Fund Me Small Business Relief Fund – For those who are willing to do some fundraising, GoFundMe’s Small Business Relief Fund may match the funds raised in support of your small business. For more information and to apply, see their website at here.